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Medigap in Odessa, WA: Medicare Supplement plans and insurers

Odessa is in Lincoln County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Odessa.

County
Lincoln County
Population (2024 estimate)
924
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
4 miles

Who sells Plan G and Plan N in Odessa

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Lincoln County residents. All plans and insurers in Lincoln County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Odessa

CMS lists only 4 clinicians with practice locations within 8 miles of Odessa. Most specialist care will mean a trip to Spokane, about 63 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Odessa include Lincoln County Public Hospital District 1.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology032 mi, Cascade Valley
Cancer care032 mi, Cascade Valley
Orthopedics032 mi, Cascade Valley
Eye care032 mi, Cascade Valley
Kidney care032 mi, Cascade Valley
Neurology058 mi, Airway Heights
Lung care032 mi, Cascade Valley
Digestive care032 mi, Cascade Valley
Urology032 mi, Cascade Valley
Dermatology032 mi, Cascade Valley
Diabetes and hormone care063 mi, Spokane
Ear, nose and throat032 mi, Cascade Valley
Physical therapy032 mi, Cascade Valley
Mental health121 mi, Ritzville
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Odessa

HospitalDistanceTypeCMS overall rating
Odessa Memorial Healthcare Center
Odessa
4 miCritical accessnot rated
East Adams Rural Hospital
Ritzville
21 miRural emergency (no inpatient beds)not rated
Samaritan Hospital
Moses Lake
32 miAcute care2 of 5 stars
Lincoln Hospital
Davenport
33 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Odessa is Odessa Memorial Healthcare Center in Odessa, about 4 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Odessa

Skilled nursing facilityDistanceBedsCMS overall rating
Lake Ridge Center
Moses Lake
30 mi742 of 5 stars
Columbia Crest Center
Moses Lake
31 mi1112 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Odessa. The highest-rated is Lake Ridge Center in Moses Lake (2 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Lincoln County notes

Of the regional Blue plans, Asuris Northwest Health sells in Lincoln County. WSHIP status: not a reasonable-choice county (what that means). See the Lincoln County page for the county-wide view.

Nearby

ZIP codes around Odessa: 99159.

Common questions

Which insurers sell Medigap Plan G in Odessa, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Odessa?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Lincoln County.

Can I use Medigap at Odessa Memorial Healthcare Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Odessa than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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