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Medigap in Pullman, WA: Medicare Supplement plans and prices

Pullman is in Whitman County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Whitman County
Population (2024 estimate)
33,543
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
2 miles

Plan G and Plan N prices in Pullman

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
Asuris$394$294–
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Whitman County. OIC chart, October 8, 2026.

Doctors around Pullman

CMS lists 202 clinicians with practice locations within 8 miles of Pullman, including 68 in primary care (family and internal medicine, nurse practitioners and physician assistants). 25 of them (12.4%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Pullman than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, orthopedics, general surgery, and chiropractic. Few or none practice cancer care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Pullman include Public Hospital District 1-a of Whitman County and Providence Health and Services Washington.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology11in town
Cancer care1in town
Orthopedics7in town
Eye care11in town
Kidney care025 mi, Clarkston
Neurology062 mi, Spokane Valley
Lung care1in town
Digestive care1in town
Urology3in town
Dermatology3in town
Diabetes and hormone care1in town
Ear, nose and throat4in town
Physical therapy15in town
Mental health19in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Pullman

HospitalDistanceTypeCMS overall rating
Pullman Regional Hospital
Pullman
2 miCritical access2 of 5 stars
Whitman Hospital and Medical Center
Colfax
16 miCritical access5 of 5 stars
Tri-State Memorial Hospital
Clarkston
25 miCritical access4 of 5 stars
Garfield County Public Hospital District #1
Pomeroy
29 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Pullman is Pullman Regional Hospital in Pullman, about 2 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Whitman Hospital and Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Pullman

Skilled nursing facilityDistanceBedsCMS overall rating
Three Creeks Post Acute
Pullman
2 mi481 of 5 stars
Colfax Health and Rehabilitation of Cascadia
Colfax
13 mi551 of 5 stars
Clarkston Health and Rehab of Cascadia
Clarkston
23 mi903 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

3 Medicare-certified nursing homes are within 35 miles of Pullman. The highest-rated is Clarkston Health and Rehab of Cascadia in Clarkston (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Pullman is about 6 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Whitman County notes

Of the regional Blue plans, Asuris Northwest Health sells in Whitman County. WSHIP status: not a reasonable-choice county (what that means). See the Whitman County page for the county-wide view.

Nearby

ZIP codes around Pullman: 99163.

Common questions

What is the cheapest Medigap Plan G in Pullman, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Pullman?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whitman County.

Do doctors near Pullman accept Medicare assignment?

Of 202 clinicians CMS lists within 8 miles, 177 (87.6%) always accept assignment and 25 may not.

Can I use Medigap at Pullman Regional Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Pullman than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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