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Medigap in Palouse, WA: Medicare Supplement plans and insurers

Palouse is in Whitman County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Palouse.

County
Whitman County
Population (2024 estimate)
1,029
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
14 miles

Who sells Plan G and Plan N in Palouse

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Whitman County residents. All plans and insurers in Whitman County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Palouse

CMS lists only 3 clinicians with practice locations within 8 miles of Palouse. Most specialist care will mean a trip to Spokane Valley, about 53 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, orthopedics, general surgery, and chiropractic. Few or none practice cancer care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Palouse include Public Hospital District 1-a of Whitman County.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology1114 mi, Pullman
Cancer care114 mi, Pullman
Orthopedics714 mi, Pullman
Eye care1114 mi, Pullman
Kidney care038 mi, Clarkston
Neurology050 mi, Spokane Valley
Lung care114 mi, Pullman
Digestive care114 mi, Pullman
Urology314 mi, Pullman
Dermatology314 mi, Pullman
Diabetes and hormone care114 mi, Pullman
Ear, nose and throat414 mi, Pullman
Physical therapy1514 mi, Pullman
Mental health193 mi, Palouse
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Palouse

HospitalDistanceTypeCMS overall rating
Pullman Regional Hospital
Pullman
14 miCritical access2 of 5 stars
Whitman Hospital and Medical Center
Colfax
18 miCritical access5 of 5 stars
Tri-State Memorial Hospital
Clarkston
38 miCritical access4 of 5 stars
Garfield County Public Hospital District #1
Pomeroy
41 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Palouse is Pullman Regional Hospital in Pullman, about 14 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Whitman Hospital and Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Palouse

Skilled nursing facilityDistanceBedsCMS overall rating
Three Creeks Post Acute
Pullman
11 mi481 of 5 stars
Colfax Health and Rehabilitation of Cascadia
Colfax
14 mi551 of 5 stars
Clarkston Health and Rehab of Cascadia
Clarkston
35 mi903 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

3 Medicare-certified nursing homes are within 35 miles of Palouse. The highest-rated is Clarkston Health and Rehab of Cascadia in Clarkston (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Palouse is about 2 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Whitman County notes

Of the regional Blue plans, Asuris Northwest Health sells in Whitman County. WSHIP status: not a reasonable-choice county (what that means). See the Whitman County page for the county-wide view.

Nearby

ZIP codes around Palouse: 99161.

Common questions

Which insurers sell Medigap Plan G in Palouse, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Palouse?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whitman County.

Can I use Medigap at Pullman Regional Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Palouse than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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