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Medigap in Sprague, WA: Medicare Supplement plans and insurers

Sprague is in Lincoln County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Sprague.

County
Lincoln County
Population (2024 estimate)
525
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
23 miles

Who sells Plan G and Plan N in Sprague

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Lincoln County residents. All plans and insurers in Lincoln County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Sprague

CMS lists no clinician practice locations within 8 miles of Sprague. Most specialist care will mean a trip to Spokane, about 35 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, and chiropractic. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology035 mi, Spokane
Cancer care035 mi, Spokane
Orthopedics029 mi, Davenport
Eye care119 mi, Cheney
Kidney care035 mi, Spokane
Neurology031 mi, Airway Heights
Lung care035 mi, Spokane
Digestive care035 mi, Spokane
Urology035 mi, Spokane
Dermatology037 mi, Spokane
Diabetes and hormone care035 mi, Spokane
Ear, nose and throat035 mi, Spokane
Physical therapy619 mi, Cheney
Mental health2119 mi, Cheney
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Sprague

HospitalDistanceTypeCMS overall rating
East Adams Rural Hospital
Ritzville
23 miRural emergency (no inpatient beds)not rated
Lincoln Hospital
Davenport
29 miCritical accessnot rated
Deaconess Medical Center
Spokane
35 miAcute care3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital
Spokane
35 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Sprague is East Adams Rural Hospital in Ritzville, about 23 miles away (a rural emergency hospital: emergency and outpatient care, but no inpatient beds). The nearest hospital that admits patients is Lincoln Hospital in Davenport, about 29 miles away. The highest-rated hospital in that list is Deaconess Medical Center, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Sprague

Skilled nursing facilityDistanceBedsCMS overall rating
Cheney Care Center
Cheney
23 mi543 of 5 stars
Lakeland Village Nursing Facility
Medical Lake
25 mi933 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Sprague. The highest-rated is Cheney Care Center in Cheney (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Lincoln County notes

Of the regional Blue plans, Asuris Northwest Health sells in Lincoln County. WSHIP status: not a reasonable-choice county (what that means). See the Lincoln County page for the county-wide view.

Nearby

ZIP codes around Sprague: 99032.

Common questions

Which insurers sell Medigap Plan G in Sprague, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Sprague?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Lincoln County.

Can I use Medigap at East Adams Rural Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Sprague than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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