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Medigap in Yelm, WA: Medicare Supplement plans and insurers
Yelm is in Thurston County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Yelm.
- County
- Thurston County
- Population (2024 estimate)
- 11,715
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 16 miles
Who sells Plan G and Plan N in Yelm
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Yelm
CMS lists only 11 clinicians with practice locations within 8 miles of Yelm. Most specialist care will mean a trip to Olympia, about 14 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Yelm include Nisqually Indian Tribe and Imaging Associates of Michigan PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 206 | 11 mi, Tumwater |
| Cancer care | 134 | 9 mi, Lacey |
| Orthopedics | 153 | 11 mi, Tumwater |
| Eye care | 250 | 9 mi, Lacey |
| Kidney care | 60 | 16 mi, Olympia |
| Neurology | 113 | 11 mi, Tumwater |
| Lung care | 89 | 16 mi, Olympia |
| Digestive care | 81 | 16 mi, Olympia |
| Urology | 64 | 16 mi, Olympia |
| Dermatology | 57 | 16 mi, Olympia |
| Diabetes and hormone care | 30 | 9 mi, Lacey |
| Ear, nose and throat | 52 | 16 mi, Olympia |
| Physical therapy | 743 | 9 mi, Lacey |
| Mental health | 533 | 6 mi, Nisqually Indian Community |
Hospitals near Yelm
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Providence St. Peter Hospital Olympia | 16 mi | Acute care | 3 of 5 stars |
| St. Clare Hospital Lakewood | 17 mi | Acute care | 4 of 5 stars |
| Providence Centralia Hospital Centralia | 18 mi | Acute care | 3 of 5 stars |
| Capital Medical Center Olympia | 20 mi | Acute care | 3 of 5 stars |
The closest hospital to Yelm is Providence St. Peter Hospital in Olympia, about 16 miles away. The highest-rated hospital in that list is St. Clare Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Yelm
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Crystal Cove Post Acute Lacey | 9 mi | 96 | not rated |
| Lacey Post Acute & Rehabilitation Lacey | 10 mi | 120 | 2 of 5 stars |
| Panorama City Conv & Rehab Ctr Lacey | 11 mi | 155 | 5 of 5 stars |
| Woodard Creek Health & Rehabilitation Olympia | 12 mi | 152 | 1 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Yelm. The highest-rated is Panorama City Conv & Rehab Ctr in Lacey (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Thurston County notes
Of the regional Blue plans, Regence BlueShield sells in Thurston County. WSHIP status: reasonable-choice county (what that means). See the Thurston County page for the county-wide view.
Nearby
ZIP codes around Yelm: 98558.
Common questions
Which insurers sell Medigap Plan G in Yelm, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Yelm?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Thurston County.
Can I use Medigap at Providence St. Peter Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Yelm than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)