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Medigap in Lacey, WA: Medicare Supplement plans and insurers

Lacey is in Thurston County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Lacey.

County
Thurston County
Population (2024 estimate)
58,644
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
6 miles

Who sells Plan G and Plan N in Lacey

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Thurston County residents. All plans and insurers in Thurston County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Lacey

CMS lists 1,437 clinicians with practice locations within 8 miles of Lacey, including 538 in primary care (family and internal medicine, nurse practitioners and physician assistants). 71 of them (4.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, general surgery, and orthopedics. Practices with Medicare clinicians near Lacey include Dupont Physical Therapy Inc. PS, Cowlitz Indian Tribe, McCd Fl Psychiatry Services Pa, Western Psychological and Counseling Services LLC, and Providence Health and Services Washington.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology2156 mi, Olympia
Cancer care148in town
Orthopedics1594 mi, Tanglewilde
Eye care256in town
Kidney care626 mi, Olympia
Neurology1146 mi, Olympia
Lung care936 mi, Olympia
Digestive care866 mi, Olympia
Urology666 mi, Olympia
Dermatology576 mi, Olympia
Diabetes and hormone care32in town
Ear, nose and throat466 mi, Olympia
Physical therapy759in town
Mental health586in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Lacey

HospitalDistanceTypeCMS overall rating
Providence St. Peter Hospital
Olympia
6 miAcute care3 of 5 stars
Capital Medical Center
Olympia
11 miAcute care3 of 5 stars
St. Clare Hospital
Lakewood
16 miAcute care4 of 5 stars
St. Joseph Medical Center
Tacoma
21 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Lacey is Providence St. Peter Hospital in Olympia, about 6 miles away. The highest-rated hospital in that list is St. Clare Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Lacey

Skilled nursing facilityDistanceBedsCMS overall rating
Crystal Cove Post Acute
Lacey
under 1 mi96not rated
Panorama City Conv & Rehab Ctr
Lacey
2 mi1555 of 5 stars
Woodard Creek Health & Rehabilitation
Olympia
2 mi1521 of 5 stars
Olympia Transitional Care and Rehabilitation
Olympia
2 mi1133 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Lacey. The highest-rated is Panorama City Conv & Rehab Ctr in Lacey (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Thurston County notes

Of the regional Blue plans, Regence BlueShield sells in Thurston County. WSHIP status: reasonable-choice county (what that means). See the Thurston County page for the county-wide view.

Nearby

ZIP codes around Lacey: 98503, 98516.

Common questions

Which insurers sell Medigap Plan G in Lacey, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Lacey?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Thurston County.

Do doctors near Lacey accept Medicare assignment?

Of 1,437 clinicians CMS lists within 8 miles, 1,366 (95.1%) always accept assignment and 71 may not.

Can I use Medigap at Providence St. Peter Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Lacey than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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