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Medicare Supplement (Medigap) plans in Thurston County, Washington

Every insurer selling Medigap in Thurston County, with its premium for each plan. Covers Olympia, Lacey, Tumwater, Yelm, and Tenino.

Insurers selling here
15 of 17
Lowest open Plan G
$239/mo
Lowest open Plan N
$189/mo
County seat
Olympia
Region
South Puget Sound

15 insurers sell Medicare Supplement insurance in Thurston County, out of 17 approved in Washington. Residents of Olympia, Lacey, Tumwater, Yelm, and Tenino choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Thurston County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.

Thurston County is one of the 22 counties where Regence BlueShield sells Medigap, including its low-premium Plan K at $121. Asuris Northwest Health does not sell here. Premera Blue Cross sells here, with Plan G at $286. For the WSHIP Medicare Supplement plan, Thurston County counts as having a reasonable choice of Medicare Advantage plans, which narrows who can use WSHIP here. See if you're turned down for Medigap.

Medicare Supplement Plan G, monthly premium, Thurston County

Insurers that sell in Thurston County. Age 65+, bank draft. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324

Every plan and insurer in Thurston County

Insurer selling in Thurston CountyABDGHD-GKLNCFHD-F
Bankers Reserve Life$234––$257–––$194–$336–
First Health Life & Health$175$215–$239–––$189–$257–
GPM Health & Life$375––$466–––$239–$514–
HumanaDental$204––$330$66––$267–$424$67
Insurance Company of North America$255––$257$65––$191–$329–
Medco Containment Life$259––$311–––$226–$377$93
Premera$240––$286$71––$215$328––
Regence BlueShield$282––$317–$121–$244$395$401–
State Farm$252–$309$310–––$239$409$413–
USAA$155––$309–––$194–$343–
United American$190$284$305$293$48––$242$320$356$48
United World Life (Mutual of Omaha)$208––$379$61––$265–$501–
UnitedHealthcare (AARP)$225$332–$324–$103$228$265$390$392–
Washington National$241––$274$68––$192–$396–
WA Health Care Authority Premera Plan G–––$233–––––––
Monthly premiums, age 65+, bank draft. Highlighted = lowest for that plan in Thurston County. – = not offered. HD = high-deductible. Washington OIC chart current as of October 8, 2026.

Medicare Supplement Plan N, monthly premium, Thurston County

Plan N trades office and ER copays for a lower premium.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265

Largest towns

TownPopulation (2024)
Lacey58,644
Olympia56,271
Tumwater27,826
Yelm11,715
Rainier2,506
Tenino1,956

Hospitals in Thurston County

Hospital–TypeCMS overall rating
Capital Medical Center
Olympia
under 1 miAcute care3 of 5 stars
Providence St. Peter Hospital
Olympia
under 1 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

Doctors in Thurston County

2,096 Medicare clinician listings at Thurston County addresses; 4.9% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's close to the state level.

SpecialtyClinicians in county
Cardiology23
Cancer care33
Orthopedics48
Eye care75
Kidney care13
Neurology18
Lung care12
Digestive care16
Urology24
Dermatology9
Diabetes and hormone care3
Ear, nose and throat6
Physical therapy148
Mental health182
Hearing0
Source: CMS Doctors and Clinicians file.

All 10 cities and communities in Thurston County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F

Common questions

What is the cheapest Medigap Plan G in Thurston County?

$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.

Are Medigap premiums higher in Thurston County than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.

How many Medigap insurers sell in Thurston County?

15. Not available here: Asuris and Regence BlueCross BlueShield of Oregon.

Where can I get free Medicare help in Thurston County?

SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.

Sources

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