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First Health Life & Health Medigap in Snohomish County, WA

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

First Health Life & Health sells Plan A, Plan B, Plan G, Plan N, and Plan F to Snohomish County residents, including Everett, Marysville, Bothell, Edmonds, Lynnwood, and Lake Stevens. 14 other insurers we track also sell Medigap in the county.

Snohomish County

152,940 people on Medicare in Snohomish County40% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Aetna (First Health) plans in Snohomish County

PlanInsurers selling it in the countyNote
Plan A14
Plan B3
Plan G15
Plan N14
Plan F13First eligible before 2020 only
Plans Aetna (First Health) sells to Snohomish County residents. OIC chart current as of October 8, 2026.

Policy terms. First Health Life & Health Medicare Supplement policies are guaranteed renewable, as all Medigap policies are. This insurer shows no pre-existing condition waiting period on the state chart, and may ask health questions outside guaranteed-issue periods. Medigap policies don't cover prescription drugs, routine dental, vision or hearing care, hearing aids, or long-term custodial care. Plans C and F are only for people first eligible for Medicare before 2020. For the policy form number, premiums, complete benefits, exclusions and limitations, see the insurer's outline of coverage, which you receive before you apply.

Buying Aetna (First Health) Medigap in Snohomish County

First Health Life & Health is one of the insurers approved to sell Medicare Supplement policies in Washington. For Snohomish County residents it offers Plan A, Plan B, Plan G, Plan N, and Plan F. Because it sells both Plan G and Plan N, you can compare the two side by side from one insurer: same company and service, different premium and cost-sharing. Its premium for a plan is the same for every policyholder 65 and older under Washington's community rating rule, so a quote for a Snohomish County resident is the same as one for a resident anywhere else it sells. If you already have Medigap Plan B through N with another insurer, you can switch to this insurer's Plan B through N at any time without health questions.

What each plan leaves you paying

PlanMost you could owe for covered care in a yearWhat you pay along the wayPart B excess chargesEmergency care abroad
Plan G$283 (the Part B deductible)NothingCovered80% after $250
Plan N$283 plus copaysUp to $20 for some office visits, up to $50 for ER visits that don't lead to admissionNot covered80% after $250
High-deductible Plan GUp to $2,950You pay until the deductible is met, then nothingCovered after the deductible80% after $250
Plan KUp to $8,000, plus the Part B deductible50% of most costs until the limitNot coveredNot covered
Plan LUp to $4,000, plus the Part B deductible25% of most costs until the limitNot coveredNot covered
Plan A$1,736 per hospital benefit period, plus $283Part A deductible and skilled nursing coinsuranceNot coveredNot covered
2026 Medicare amounts, premiums not included. Plan N has no yearly cap on its copays or excess charges. Source: CMS 2026 Medicare amounts; OIC/SHIBA standardized plan chart.

Care in Snohomish County

A green and white car ferry crossing calm water near forested hills
A ferry crossing Puget Sound. Photo: Unsplash

CMS lists 5,972 clinician practice listings in Snohomish County, 6.5% of them marked as sometimes declining Medicare assignment (statewide 4.5%). The county has 4 Medicare hospitals, including Providence Regional Medical Center Everett (4 of 5 stars), Cascade Valley Hospital (4 of 5 stars), and Swedish Edmonds Hospital (3 of 5 stars).

Aetna (First Health) Medigap by town

Other insurers in Snohomish County

Insurer selling in Snohomish CountyABDGHD-GKLNCFHD-F
Bankers Reserve Life (Centene)✓––✓–––✓–✓–
Aetna (First Health)✓✓–✓–––✓–✓–
GPM Health & Life✓––✓–––✓–✓–
Humana (HumanaDental)✓––✓✓––✓–✓✓
Chubb (INA)✓––✓✓––✓–✓–
HealthSpring (Medco Containment Life)✓––✓–––✓–✓✓
Premera✓––✓✓––✓✓––
Regence BlueShield✓––✓–✓–✓✓✓–
State Farm✓–✓✓–––✓✓✓–
USAA✓––✓–––✓–✓–
United American (Globe Life)✓✓✓✓✓––✓✓✓✓
Mutual of Omaha (United World Life)✓––✓✓––✓–✓–
AARP / UnitedHealthcare✓✓–✓–✓✓✓✓✓–
Washington National✓––✓✓––✓–✓–
WA Health Care Authority Premera Plan G–––✓–––––––
✓ = the insurer is approved to sell that plan. – = not offered. HD = high-deductible. Plans C and F: first eligible for Medicare before 2020 only. Washington OIC approved Medigap chart, current as of October 8, 2026.

Common questions

Which Medigap plans does Aetna (First Health) sell in Snohomish County?

Plan A, Plan B, Plan G, Plan N, and Plan F (OIC chart current as of October 8, 2026).

Can I buy Aetna (First Health) Medigap through a local agent in Snohomish County?

Yes. Medigap Assist (Maru Insurance) is appointed with First Health Life & Health and works with Snohomish County residents by phone, email and video.

Sources

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