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Medigap in Tumwater, WA: Medicare Supplement plans and insurers
Tumwater is in Thurston County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Tumwater.
- County
- Thurston County
- Population (2024 estimate)
- 27,826
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 8 miles
Who sells Plan G and Plan N in Tumwater
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Tumwater
CMS lists 497 clinicians with practice locations within 8 miles of Tumwater, including 155 in primary care (family and internal medicine, nurse practitioners and physician assistants). 46 of them (9.3%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Tumwater than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, orthopedics, foot care, and cardiology. Practices with Medicare clinicians near Tumwater include McCd Fl Psychiatry Services Pa, Western Psychological and Counseling Services LLC, Providence Health and Services Washington, Olympia Emergency Care Physicians PLLC, and Fasa Family Wellness PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 40 | in town |
| Cancer care | 37 | 6 mi, Lacey |
| Orthopedics | 73 | in town |
| Eye care | 120 | in town |
| Kidney care | 15 | 8 mi, Olympia |
| Neurology | 27 | in town |
| Lung care | 20 | 8 mi, Olympia |
| Digestive care | 32 | 8 mi, Olympia |
| Urology | 26 | 8 mi, Olympia |
| Dermatology | 26 | 8 mi, Olympia |
| Diabetes and hormone care | 4 | 6 mi, Lacey |
| Ear, nose and throat | 8 | 8 mi, Olympia |
| Physical therapy | 300 | in town |
| Mental health | 325 | in town |
Hospitals near Tumwater
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Capital Medical Center Olympia | 8 mi | Acute care | 3 of 5 stars |
| Providence St. Peter Hospital Olympia | 8 mi | Acute care | 3 of 5 stars |
| Providence Centralia Hospital Centralia | 17 mi | Acute care | 3 of 5 stars |
| Mason General Hospital & Family of Clinics Shelton | 21 mi | Critical access | 2 of 5 stars |
The closest hospital to Tumwater is Capital Medical Center in Olympia, about 8 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Tumwater
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Regency Olympia Rehabilitation and Nursing Center Olympia | 3 mi | 28 | 5 of 5 stars |
| Puget Sound Care Olympia | 4 mi | 108 | 4 of 5 stars |
| Lacey Post Acute & Rehabilitation Lacey | 4 mi | 120 | 2 of 5 stars |
| Panorama City Conv & Rehab Ctr Lacey | 5 mi | 155 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Tumwater. The highest-rated is Regency Olympia Rehabilitation and Nursing Center in Olympia (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Thurston County notes
Of the regional Blue plans, Regence BlueShield sells in Thurston County. WSHIP status: reasonable-choice county (what that means). See the Thurston County page for the county-wide view.
Nearby
ZIP codes around Tumwater: 98501.
Common questions
Which insurers sell Medigap Plan G in Tumwater, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Tumwater?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Thurston County.
Do doctors near Tumwater accept Medicare assignment?
Of 497 clinicians CMS lists within 8 miles, 451 (90.7%) always accept assignment and 46 may not.
Can I use Medigap at Capital Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Tumwater than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)