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United American Insurance Company Medigap in King County, WA

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

United American Insurance Company sells Plan A, Plan B, Plan D, Plan G, High-deductible Plan G, Plan N, Plan C, Plan F, and High-deductible Plan F to King County residents, including Seattle, Bellevue, Kent, Renton, Federal Way, and Kirkland. 14 other insurers we track also sell Medigap in the county.

King County

368,813 people on Medicare in King County46% in Original Medicare (WA 50%)12% of those 65+ are 85 or older

United American (Globe Life) plans in King County

PlanInsurers selling it in the countyNote
Plan A14
Plan B3
Plan D2
Plan G15
High-deductible Plan G6
Plan N14
Plan C5First eligible before 2020 only
Plan F13First eligible before 2020 only
High-deductible Plan F3First eligible before 2020 only
Plans United American (Globe Life) sells to King County residents. OIC chart current as of October 8, 2026.

It also offers high-deductible Plan G and Plan F.

Policy terms. United American Insurance Company Medicare Supplement policies are guaranteed renewable, as all Medigap policies are. This insurer may apply a pre-existing condition waiting period of up to three months (none if you replace coverage you've had for three months), and may ask health questions outside guaranteed-issue periods. Medigap policies don't cover prescription drugs, routine dental, vision or hearing care, hearing aids, or long-term custodial care. Plans C and F are only for people first eligible for Medicare before 2020. For the policy form number, premiums, complete benefits, exclusions and limitations, see the insurer's outline of coverage, which you receive before you apply.

Buying United American (Globe Life) Medigap in King County

United American Insurance Company is one of the insurers approved to sell Medicare Supplement policies in Washington. For King County residents it offers Plan A, Plan B, Plan D, Plan G, High-deductible Plan G, Plan N, Plan C, Plan F, and High-deductible Plan F. Because it sells both Plan G and Plan N, you can compare the two side by side from one insurer: same company and service, different premium and cost-sharing. Its premium for a plan is the same for every policyholder 65 and older under Washington's community rating rule, so a quote for a King County resident is the same as one for a resident anywhere else it sells. If you already have Medigap Plan B through N with another insurer, you can switch to this insurer's Plan B through N at any time without health questions.

What each plan leaves you paying

PlanMost you could owe for covered care in a yearWhat you pay along the wayPart B excess chargesEmergency care abroad
Plan G$283 (the Part B deductible)NothingCovered80% after $250
Plan N$283 plus copaysUp to $20 for some office visits, up to $50 for ER visits that don't lead to admissionNot covered80% after $250
High-deductible Plan GUp to $2,950You pay until the deductible is met, then nothingCovered after the deductible80% after $250
Plan KUp to $8,000, plus the Part B deductible50% of most costs until the limitNot coveredNot covered
Plan LUp to $4,000, plus the Part B deductible25% of most costs until the limitNot coveredNot covered
Plan A$1,736 per hospital benefit period, plus $283Part A deductible and skilled nursing coinsuranceNot coveredNot covered
2026 Medicare amounts, premiums not included. Plan N has no yearly cap on its copays or excess charges. Source: CMS 2026 Medicare amounts; OIC/SHIBA standardized plan chart.

Care in King County

Seattle's downtown skyline across Elliott Bay
Seattle's skyline from the water. Photo: Unsplash

CMS lists 23,431 clinician practice listings in King County, 4.3% of them marked as sometimes declining Medicare assignment (statewide 4.5%). The county has 16 Medicare hospitals, including Virginia Mason Medical Center (5 of 5 stars), EvergreenHealth Medical Center (5 of 5 stars), and St. Elizabeth Hospital (5 of 5 stars).

United American (Globe Life) Medigap by town

Other insurers in King County

Insurer selling in King CountyABDGHD-GKLNCFHD-F
Bankers Reserve Life (Centene)✓––✓–––✓–✓–
Aetna (First Health)✓✓–✓–––✓–✓–
GPM Health & Life✓––✓–––✓–✓–
Humana (HumanaDental)✓––✓✓––✓–✓✓
Chubb (INA)✓––✓✓––✓–✓–
HealthSpring (Medco Containment Life)✓––✓–––✓–✓✓
Premera✓––✓✓––✓✓––
Regence BlueShield✓––✓–✓–✓✓✓–
State Farm✓–✓✓–––✓✓✓–
USAA✓––✓–––✓–✓–
United American (Globe Life)✓✓✓✓✓––✓✓✓✓
Mutual of Omaha (United World Life)✓––✓✓––✓–✓–
AARP / UnitedHealthcare✓✓–✓–✓✓✓✓✓–
Washington National✓––✓✓––✓–✓–
WA Health Care Authority Premera Plan G–––✓–––––––
✓ = the insurer is approved to sell that plan. – = not offered. HD = high-deductible. Plans C and F: first eligible for Medicare before 2020 only. Washington OIC approved Medigap chart, current as of October 8, 2026.

Common questions

Which Medigap plans does United American (Globe Life) sell in King County?

Plan A, Plan B, Plan D, Plan G, High-deductible Plan G, Plan N, Plan C, Plan F, and High-deductible Plan F (OIC chart current as of October 8, 2026).

Can I buy United American (Globe Life) Medigap through a local agent in King County?

Yes. Medigap Assist (Maru Insurance) is appointed with United American Insurance Company and works with King County residents by phone, email and video.

Sources

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