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United American (Globe Life) Medicare Supplement Plan A in Washington
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
What United American Insurance Company's Plan A covers, where it's sold in Washington, its underwriting terms and the other insurers that sell the same plan.
What Plan A covers
Plan A is the basic Medigap plan: the 20% Part B coinsurance, Part A hospital coinsurance and extra hospital days, hospice coinsurance and the first three pints of blood. It doesn't pay the Part A deductible, skilled nursing coinsurance, excess charges or foreign travel.
Who it fits: People who want the lowest-cost full Medigap policy and can absorb the Part A deductible. In Washington, Plan A can only be switched to another Plan A without health questions.
| Benefit | A | G | N |
|---|---|---|---|
| Part A hospital coinsurance, plus 365 extra hospital days after Medicare benefits end | 100% | 100% | 100% |
| Part A hospice care coinsurance or copay | 100% | 100% | 100% |
| Part B coinsurance or copay (the 20%) | 100% | 100% | 100%* |
| Medicare preventive care Part B coinsurance | 100% | 100% | 100% |
| First 3 pints of blood | 100% | 100% | 100% |
| Skilled nursing facility care coinsurance | – | 100% | 100% |
| Part A deductible | – | 100% | 100% |
| Part B deductible | – | – | – |
| Part B excess charges | – | 100% | – |
| Foreign travel emergency (up to plan limits) | – | 80% | 80% |
| Yearly out-of-pocket limit | – | – | – |
Policy terms. United American Insurance Company Medicare Supplement policies are guaranteed renewable, as all Medigap policies are. This insurer may apply a pre-existing condition waiting period of up to three months (none if you replace coverage you've had for three months), and may ask health questions outside guaranteed-issue periods. Medigap policies don't cover prescription drugs, routine dental, vision or hearing care, hearing aids, or long-term custodial care. Plans C and F are only for people first eligible for Medicare before 2020. For the policy form number, premiums, complete benefits, exclusions and limitations, see the insurer's outline of coverage, which you receive before you apply.
Where United American (Globe Life) sells it
- Medigap sales
- Doesn't sell here
- Sells here
Other insurers selling Plan A in Washington
- AARP / UnitedHealthcare
- Aetna (First Health)
- Asuris
- Bankers Reserve Life (Centene)
- Chubb (INA)
- GPM Health & Life
- HealthSpring (Medco Containment Life)
- Humana (HumanaDental)
- Mutual of Omaha (United World Life)
- Premera
- Regence BlueCross BlueShield of Oregon
- Regence BlueShield
- State Farm
- USAA
- Washington National
All United American (Globe Life) plans · Plan A in Washington
Common questions
Does United American (Globe Life) sell Plan A in Washington?
Yes. United American Insurance Company is approved to sell Plan A in all 39 counties (OIC chart current as of October 8, 2026).
Is United American (Globe Life) Plan A different from other insurers' Plan A?
No. Plan A benefits are standardized. Premium, rate history, discounts and service differ.
Does United American (Globe Life) charge more for Plan A as I get older?
Not because of age. Washington's community rating rule requires the same premium for everyone in the plan.