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Regence BlueShield vs Asuris Medigap in Washington

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

A fact-by-fact comparison of the two insurers' Washington Medicare Supplement line-ups, from the state-approved chart. No rankings, no premiums: just what each sells, where and on what terms.

Side by side

Regence BlueShieldAsuris
Legal name on the state chartRegence BlueShieldAsuris Northwest Health
Parent or branda Cambia Health Solutions company; independent licensee of the Blue Cross Blue Shield Associationa Cambia Health Solutions company (Regence's parent)
Plans sold in WashingtonA, G, K, N, C, FA, G, K, N, C, F
Counties22 of 3916 of 39
High-deductible plansNoneNone
Medicare SELECTNoNo
Sells to people under 65NoNo
Health questions outside protected periodsYesYes
Pre-existing condition waiting periodNoneNone
Membership requiredNoNo
Current WA rates effectiveApril 1, 2026April 1, 2026
Washington OIC approved Medigap chart, current as of October 8, 2026.

Where they differ

Regence BlueShield sells in 22 counties and Asuris in 16; they overlap in 0.

Where each one sells

Where Regence BlueShield and Asuris sell Medigap
Columbia County: only Regence BlueShieldFranklin County: only AsurisLewis County: only Regence BlueShieldMason County: only Regence BlueShieldStevens County: only AsurisAdams County: only AsurisAsotin County: only AsurisBenton County: only AsurisCowlitz County: only Regence BlueShieldDouglas County: only AsurisFerry County: only AsurisGarfield County: only AsurisGrant County: only AsurisIsland County: only Regence BlueShieldKittitas County: only AsurisKlickitat County: only Regence BlueShieldSkamania County: only Regence BlueShieldWhitman County: only AsurisClark County: neitherKitsap County: only Regence BlueShieldKing County: only Regence BlueShieldLincoln County: only AsurisPend Oreille County: only AsurisPierce County: only Regence BlueShieldSpokane County: only AsurisThurston County: only Regence BlueShieldWahkiakum County: only Regence BlueShieldYakima County: only Regence BlueShieldChelan County: only AsurisOkanogan County: only AsurisJefferson County: only Regence BlueShieldPacific County: only Regence BlueShieldSan Juan County: only Regence BlueShieldSnohomish County: only Regence BlueShieldWalla Walla County: only Regence BlueShieldWhatcom County: only Regence BlueShieldSkagit County: only Regence BlueShieldClallam County: only Regence BlueShieldGrays Harbor County: only Regence BlueShield

Plans you can compare head to head

BenefitAGKNCF
Part A hospital coinsurance, plus 365 extra hospital days after Medicare benefits end100%100%100%100%100%100%
Part A hospice care coinsurance or copay100%100%50%100%100%100%
Part B coinsurance or copay (the 20%)100%100%50%100%*100%100%
Medicare preventive care Part B coinsurance100%100%100%100%100%100%
First 3 pints of blood100%100%50%100%100%100%
Skilled nursing facility care coinsurance–100%50%100%100%100%
Part A deductible–100%50%100%100%100%
Part B deductible––––100%100%
Part B excess charges–100%–––100%
Foreign travel emergency (up to plan limits)–80%–80%80%80%
Yearly out-of-pocket limit––$8,000–––
100% = the plan pays the full benefit. – = not covered. Plan N pays the Part B coinsurance except copays of up to $20 for some office visits and up to $50 for ER visits that don't lead to an inpatient admission. Plans K and L pay 100% after the yearly out-of-pocket limit and the Part B deductible. 2026 amounts: Part A deductible $1,736, Part B deductible $283, high-deductible F and G deductible $2,950. Plans C and F: only for people first eligible for Medicare before Jan. 1, 2020. Source: OIC/SHIBA standardized plan chart, 2026.

How to decide

  1. Pick your plan letter first; see choosing a plan.
  2. Check both sell it in your county.
  3. Get current premiums from both, plus household and bank-draft discounts.
  4. Ask each about recent rate increases; see rate increases in Washington.
  5. Remember you can switch later: Washington's switching rule covers Plans B through N.

Insurer pages: Regence BlueShield · Asuris Northwest Health · All comparisons

Common questions

Is Regence BlueShield or Asuris better for Medigap in Washington?

For any plan letter both sell, the benefits are the same. Compare current premiums, recent rate increases and discounts in your county. Both sell Plan A, Plan G, Plan K, Plan N, Plan C, and Plan F.

Do Regence BlueShield and Asuris both sell Plan G in Washington?

Regence BlueShield: yes. Asuris: yes.

Can I switch from Regence BlueShield to Asuris?

If you have Medigap Plan B through N, Washington lets you switch to another insurer's Plan B through N at any time with no health questions.

Sources

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